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SR-22 Insurance

SR-22 is a proof of having auto insurance. It is not actually a kind of coverage in and of itself. It simply serves the purpose of letting others know that after being convicted of a serious driving penalty such as a DUI charge you still have coverage with an insurance provider. The problem posed by SR-22 is the fact that it causes your insurance premiums to increase. Because of this reckless driving, the driver in question now poses a threat to the insurance company that is providing coverage. Thus, they increase the monthly rates. Additionally, SR-22 is typically required for a certain amount of time, typically three to five years, based on your situation.