Accident Coverage

Though the basic auto insurance requirements will do well to protect you in the state of California, it is recommended that you also purchase accident coverage. Collision coverage is the insurance that comes into play when you come in contact with any other object, whether it's a rail or another car. Seeing as accidents happen frequently across the United States, being prepared is always a good idea. Furthermore, having accident insurance will save you from paying a ton of money out of your pocket in the event of an accident or injury. Instead, you only have to pay small monthly increments to prepare for such unfortunate circumstances.